Privacy Policy - Terms & Conditions

As a member of the AmeriCareOne Program you are a participant in a Discount Medical Plan Organization (Plan) provided by AccessOne Consumer Health, Inc. Below are the terms and conditions of your membership. This agreement is between you and AccessOne Consumer Health, Inc. This Member Participation Agreement is effective as of the date you receive your identification card and shall continue from month to month until you notify Americare One or Access one of your termination.

Any of the information we collect from you may be used in one of the following ways:

  • Personalize your experience (your information helps us to better respond to your individual needs)
  • Improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  • Improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
  • Process transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Disclosures

  • This is NOT an insurance policy
  • Discounts are provided at certain healthcare providers for healthcare services
  • The Plan does not make payments directly to the providers of healthcare services
  • You are obligated to pay for all healthcare services but will receive a discount from healthcare providers who have contracted with the Plan
  • The discount medical plan organization you are joining is: AccessOne Consumer Health 84 Villa Road, Greenville SC 29615 www.accessonedmpo.com

You may find a list of participating providers at: Americare One or you may call: 888-289-2771. You will be able to apply plan discounts at all participating providers.

This plan includes discounts for those items listed in the Member Section entitled "Benefits Description" The minimum discount for any service provided under the plan is 5% and may go to as much as 50%. The Benefit Description(s) becomes part of this Membership Agreement. Some benefits require pre-payment and/or advance registration.

You will be billed at the time of service by the participating provider who will apply the applicable discounts to that bill. In no instance can AmeriCareOne or AccessOne make payments directly to the provider on your behalf.

Your participation in the plan will continue from month to month until you terminate employment or your employer ceases to offer the program.

You have the right to cancel participation in the program at any time.

This plan includes all members of your household (you, your spouse and legal dependants). You are not required to list your dependants to participate in the plan.

If you have a complaint regarding the plan you may go to www.accessonedmpo.com or call 800-896-1962. You may also write to AccessOne Consumer Health, Inc. 84 Villa Rd. Greenville, SC 29615. The complaint will be addressed and you will receive a response within 15 days.

This Agreement and its Benefit Descriptions represent the entire agreement between you AmeriCareOne and AccessOne Consumer Health, Inc.

This is not major medical insurance nor is it a replacement for insurance. This is not a Medicare Part D Prescription Drug Program. Prescription purchases through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. No discounts are available for expenses eligible for third party reimbursement.

ILLINOIS RESIDENTS
Illinois residents who have a complaint you may contact the Illinois Department of Insurance.

MASSACHUSETTS RESIDENTS
This plan is not insurance coverage and does not meet the minimum credible coverage requirements under M.G.L. c. 111M & 956 CMR 5.00; the range of discounts for specified medical, pharmacy or ancillary services provided under the plan will vary depending upon the type of provider and the type of services received; this plan does not make any payments to providers for services received.

NEBRASKA RESIDENTS
If you have cancelled at any time after the 30 day period, and you have pre-paid any membership fees, the prepayment will be refunded on a pro-rata basis for months you have not used.

TEXAS RESIDENTS
Nationwide Medical will cease collecting membership fees in a reasonable amount of time, but no later than (30) days after receiving a valid cancellation notice.

"Note to Texas Consumers: Regulated by the Texas Department of Insurance, P.O. Box 12157 Austin Texas 78711: telephone 1-800-252-3439 or (512) 463-6515; website: www.tdi.state.texas.com

UTAH RESIDENTS
These programs are not covered by the Utah Health Insurance Guarantee Act.

WEST VIRGINIA RESIDENTS
Participants who are you are not satisfied with the resolution of any problem encountered using the program may write of call: West Virginia Insurance Commissioner.

This is not a Medicare Part D Prescription Drug Program.

By using this card, you agree to pay the entire prescription cost less any applicable discount. Savings may vary by drug and by pharmacy. Savings are based on actual drug purchases using the discount card. The program administrator may obtain fees or rebates from manufacturers and/or pharmacies based on your prescription drug purchases. These fees or rebates may be retained by the program administrator or shared with you and/or your pharmacy. Prescription claims through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. This program does not guarantee the quality of the services or products offered by individual providers

This plan is not available in: AK, CT, FL, MT, RI, VT, or WA.
Members who are non residents of the above states may use any participating providers in the states